Pawn shops are in the business of lending money for items of value. A pawnbroker must accurately assess an item’s worth and the market demand for resale should the owner default on the loan. As a result, pawn shops face numerous financial risks, including the loss of product market value, inability to resell items, theft, and property damage. Let All American specialists assess your risk and deliver valuable Pawn Shop insurance through an A.M. Best “A+ XV” rated carrier.
Our Pawnbroker Policy is tailored to your specific needs, and our policy includes your option of the following coverage: Pawned & Owned Jewelry & Guns; Pawned & Owned Other Stock; Employee Theft; Auto Pawn Vehicles (property coverage); Personal Conveyance of Jewelry; FedEx, UPS, Armored Car Shipments; Cash On & Off Premises; Computer & Electronic Media; Building; Ordinance or Law, Demolition and Increase Cost of Construction; Business Personal Property; Business Interruption & Extra Expense; Glass; Sign; Commercial General Liability; Hired & Non Owned Auto Liability; Gun Liability; Employee Benefits Liability, Employment Practices Liability (EPLI) including Wage & Hour Defense & Third Party Liability; and Cyber Liability.
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