top of page


Illinois Surety Bonds

Whether you work in Chicago, Aurora, Naperville, or anywhere else in the Prairie state, we're legally licensed to issue the bond you need. All American Bonds and Insurance provides fast, easy, and accurate bonding services to clients in Illinois and we will get it to you QUICKER than any one else.

What is a Surety Bond?

A surety bond can be defined in its simplest form as a written agreement to guarantee compliance, payment, or performance of an act. Surety is a unique type of insurance because it involves a three-party agreement.


The three parties in a surety agreement are:

  • Principal – the party that purchases the bond and undertakes an obligation to perform an act as promised.

  • Surety – the insurance company or surety company that guarantees the obligation will be performed. If the principal fails to perform the act as promised, the surety is contractually liable for losses sustained.

  • Obligee (pronounced obb-li-jee) - the party who requires, and often receives the benefit of— the surety bond. For most surety bonds, the obligee is a local, state or federal government organization.

How Fast Can I Get My Surety Bond?

Getting a surety bond is typically a quick and painless process. Frequently, applicants can be approved the same day and receive the surety bond the next day. Some bonding companies have simple user friendly online quote request forms that only take a few minutes to complete. An applicant will typically need to be prepared to provide basic information about the bond required, the business, personal information such as name, address, and social security.

Much of the underwriting is automated to allow for rapid approvals and pricing. In some cases, additional information may be required of the applicant but this information can usually be sent to the agent electronically.

The only place that you may need to wait is when submitting your bond to the obligee if they require submission of the bond and your application documents in person.

Common Bond Types: (Many others are available)


  • Illinois Roofing Contractor Bond

  • Illinois Contractor License Bond

  • Illinois NVOCC and OTI Bonds

  • Illinois Alcohol Liquor Tax Bond

  • Illinois Boxing Promoter Bond

  • Illinois Collection Agency Bond

  • Illinois Debt Consolidation Bond

  • Illinois Defective Title Bond

  • Illinois Drainlayer (CLB) Bond

  • Illinois Energy Broker Bond

  • Illinois Insurance Producer Bond

  • Illinois Money Transmitter Bond

  • Illinois Motor Vehicle Designated Agent Bond

  • Illinois Nursing Home Bond

  • Illinois Overweight Permit Bond

  • Illinois Public Adjuster Bond

  • Illinois Remittance Agent's Bond

  • Illinois  Residential Mortgage Broker License Bond

  • Illinois School Bond

  • Illinois Surplus Lines Bond

  • Illinois Tobacco Tax Bond


Request a FREE Bond or Insurance Quote today!


Get in touch with us by choosing one of the options below:


One of our agents will contact you shortly
bottom of page