COMMERCIAL PROPERTY INSURANCE
What Is Commercial Property Insurance?
Commercial property insurance is something every company needs – whether you own your own building, lease or work from home.
Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance.
How much does commercial property insurance cost?
Determining how much you’ll pay for commercial property insurance largely depends on the value of all of your business assets, including your building. Other factors that determine your premium are based on risk, including:
Location. Is the area prone to storms and other natural disasters?
Construction. Is your building constructed with fireproof materials? Does it have new or upgraded electrical wiring, plumbing and HVAC?
Occupancy. What is your industry? A realtor’s office generally carries less risk than a restaurant or repair shop.
Fire and theft protection. How far is the nearest fire hydrant and fire station? Does your business have a fire alarm and/or sprinkler system? How about a security system?
When shopping for commercial property insurance, make sure you have all the information about your business and needs.
All American agents are experts at commercial property insurance. We will guide you through the process and save you money along the way.
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