Auto dealerships face a variety of risks, including customer injuries, test drive accidents, vehicle theft, hail damage, employee injuries, and property damage. This guide explains the most common auto dealer insurance claims, how they happen, and practical steps to reduce your dealership's risk. Learn how Garage Liability Insurance, Dealer Open Lot Insurance, and other coverages help protect your business from costly losses.

Many dealers worry that bad credit will prevent them from getting a dealer bond or dealer insurance. The good news is that approval is still possible in many cases. This guide explains how bad credit affects dealer bonds and garage liability insurance, what underwriters look for, common approval challenges, and how dealers can improve their chances of getting licensed and insured successfully.