Many people ask whether they can pull permits without a contractor license. The answer depends on your state, city, county, and the type of work being performed. In many areas, homeowners may pull permits for their own property, while licensed contractors typically pull permits for professional jobs. This guide explains permit rules, risks of working without permits, and when a license is usually required.

A contractor license is legal authorization that allows an individual or business to perform certain construction, repair, or specialty trade work. Licensing requirements vary by state but often include experience, exams, insurance, and bonding. This beginner’s guide explains what a contractor license is, who needs one, how to get licensed, and why it’s important for contractors and consumers.