Many people ask whether they can pull permits without a contractor license. The answer depends on your state, city, county, and the type of work being performed. In many areas, homeowners may pull permits for their own property, while licensed contractors typically pull permits for professional jobs. This guide explains permit rules, risks of working without permits, and when a license is usually required.

Understanding the difference between an independent contractor and a licensed contractor is essential for anyone working in construction or hiring for a project. While an independent contractor is simply self-employed, a licensed contractor has met state requirements to legally perform regulated work. This guide explains key differences, when a license is required, insurance and bond needs, and how to avoid costly legal mistakes.