Many contractors and auto dealers ask how long it takes to get bonded. In most cases, surety bonds are approved within 24–48 hours when applications are submitted correctly. Understanding what affects approval speed helps you avoid delays and meet licensing deadlines with confidence.

Auto dealer surety bonds are required to obtain and maintain a dealer license, but many dealers don’t fully understand how they work. This FAQ answers common questions about dealer surety bond costs, credit checks, claims, renewals, and compliance requirements—helping dealers avoid delays, protect their license, and stay compliant with state regulations.

Renewing your auto dealer surety bond is essential to keep your dealer license active. Missing the renewal can halt your business and trigger penalties. Key steps include knowing your bond expiration date, updating business information, completing a soft credit check, paying your premium early, and submitting proof to your state. All sureties perform a soft credit check, and accurate documentation prevents delays. Working with a specialist like All American Bonds and Insuranc

Starting a car dealership requires both a dealer bond and garage liability insurance, but they serve different purposes. A dealer bond is required by the state and protects customers, ensuring your dealership follows regulations and operates honestly. Garage liability insurance protects your business from accidents, property damage, or injuries related to dealership operations. Together, these coverages keep your dealership compliant and financially secure.