Car dealerships need specialized insurance to protect their business, inventory, employees, and customers. Most dealers need garage liability insurance, dealer plate coverage, inventory protection, and other business policies depending on their operations. This guide explains the most common insurance requirements for car dealers, what may be required for licensing, and how to choose the right protection for your dealership.

Renewing your Utah dealer license in 2026 requires completing a 3-hour course approved by the Utah MVED, along with maintaining an active dealer bond and garage liability insurance. This guide walks you through the full renewal process step by step, including course requirements, necessary documents, and common mistakes to avoid. Stay compliant, avoid delays, and keep your dealership operating smoothly with the right preparation and resources.

If you're applying for a car dealer license, timing your dealer bond correctly is critical. In most states, you must secure your dealer bond before submitting your license application—not after. This guide explains when to get bonded, how the process works, and common mistakes to avoid. Learn how dealer bonds protect the public, what they cost, and how to streamline your approval so you can get licensed faster without delays.